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Commission Disclosure
MFD-WC-012 | Last updated: April 2026
How We Earn
DEFT SERVICES earns trail commissions from Asset Management Companies (AMCs) on the Regular Plan mutual fund investments facilitated through us. These commissions are embedded in the fund's expense ratio and are NOT separately charged to you. Commission rates vary by AMC, scheme category, and AUM slab.
Regular vs Direct Plans: The scheme you are subscribing to is of Regular Plan which involves payment of commission to the Mutual Fund Distributor. You may alternatively invest in Direct Plans of mutual funds which have a lower expense ratio.
Commission Table by Category
Trail-only basis (MFD-COM-003)| Scheme Category | Upfront Commission | Trail Commission (p.a.) | Notes |
|---|---|---|---|
| Equity — Active | Nil | As per AMC schedule | Varies by AMC & AUM slab |
| Equity — Passive (Index / ETF) | Nil | As per AMC schedule | Typically lower than active |
| Hybrid / Multi-asset | Nil | As per AMC schedule | Varies by AMC |
| Debt (Short/Medium/Long) | Nil | As per AMC schedule | Varies by AMC & duration |
| Liquid / Overnight | Nil | As per AMC schedule | Typically lower than equity |
| ELSS (Tax Saving) | Nil | As per AMC schedule | 3-year lock-in applies |
Actual commission rates are as per individual AMC commission schedules which may change from time to time. Detailed AMC-wise commission rates are available on request. No upfront commissions are earned (trail-only basis — MFD-COM-003).
Transaction Charges (if applicable)
Transaction charges may apply for investments above ₹10,000 per SEBI/AMFI guidelines (MFD-COM-005):
- • New investor (first MF investment): ₹150 per transaction
- • Existing investor: ₹100 per transaction
- • No transaction charge for SIP instalments beyond the first
Transaction charges are deducted from the investment amount before units are allotted.
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
This disclosure is in accordance with AMFI guidelines on commission transparency (MFD-WC-012). DEFT SERVICES does not receive any non-monetary benefits from AMCs. Commission rates are subject to change as per AMC and AMFI directives.